Are the walls crashing in around you? Is the roof caving in? What can you do? Well I can tell you one thing you don’t do and that is wait!
DON’T WAIT UNTIL IT IS TOO LATE!
These 2 words are imperative when it comes to finances. I want to explain what I mean. I did a cash flow plan back in January for a wonderful couple. They were so excited to see that they had the income and the resources to get their debts paid and save for a trip. I left them with their plan said I would follow up in 6 months. Well fast forward 6 months and this is what I have discovered. Unbeknown to me, one of them was laid off during this time and they ended up getting behind in their bills, their phone was cut off and they were not able to meet the minimum payments on their credit card. This is just in 6 months.
My first response was disbelief and then my next response was “Why, why did you not contact me sooner?” Ladies and gentlemen, I beg you, don’t wait. Don’t wait and try to push things under the rug. Don’t be embarrassed, do not be ashamed just ask for help, and ask for it sooner than later.
With the wonderful world of finance we can definitely figure out a plan to make things work. Nothing is impossible, and I promise you that doing something is better than doing nothing at all.
Some of you may not believe me and you may believe that there is no hope at all, but I can honestly say that if you ask the right people for help something can be done.
So what will you do the next time there is a crisis situation in your financial world, or when someone you know has a situation. Please do not be afraid to ask for help. We all need some help, guidance, education in some area of our lives at many different times in our lives. Don’t be afraid to ask for it and I will say it one more time “DON’T WAIT’!